
Monday, November 16, 2009
Walking in Ireland

Friday, November 6, 2009
A Solution to Ireland's Economic Woes?

I state this due to a comment made in a recent blog in which an erstwhile visitor noted that she didn't realize the good people of Ireland pay loads of taxes. So...and without further ado - and just to make you realize how lucky you are to possibly live in a country with more reasonable tax burdens (if only for the moment) - then take a look at the following.
Here's what we pay in Ireland:
- VAT - 21.5 percent Value Added Tax. This tax is added - like a sales tax - to almost anything that moves: food, clothes, cars, you name it.
- Stamp Duty - we pay a 'Stamp Duty' on many items: credit cards, housing, insurance products...don't worry, if you use it or buy it, the government will tax it.
- Salaries - many of us pay two types of taxes on salaries: PAYE (sort of like Income Tax) and PRSI (sort of like Social Security). We're all taxed in 'bands' that start at 20 percent, then soar to over 40 percent. Many people on higher incomes may soon pay over 50 percent of their total salaries in assorted income taxes.
- Automobile VRT - this bombshell of a tax can put another 20 percent (or more) onto the cost of purchasing a new car in Ireland. We pay VRT in addition to VAT on new cars.
- Fuel Taxes - the cost of gasoline (petrol) over here currently runs about 3 times what a person might be paying in the US. Seventy percent (or so) of that cost is government tax.
- TV Licence Fees - anyone who owns a television in this country has to pay 170 euro per annum for accessing the wonderful local programming that courses through the air.
I could go on and on, but I won't. Now don't get me wrong: we do receive services for these crazed taxes: a reasonably good, almost free medical system ensures that you won't go broke should you need your head replacing; free public school systems; an almost free university system (which, it seems, might no longer be free in the near future); a pension when you retire; unemployment benefits if you lose your job; a children's allowance payable to any family - regardless of income - of 166 euro per month for one child; 332 for 2; 535 for 3, and up to 1,550 euro per month for 8 children (makes one want to have lots of kiddies, doesn't it?) Too, many people - almost 50 percent of the populace who are below the taxable income tax threshold - pay no tax at all....
But...things are about to change.
The Looming Budget
In early December of this year - a few weeks from now - the government is planning to implement a hair shirt budget, one of the most daunting since the miserable early 1980's. In this budget - a necessity due to the horrid economy and swelling government spending - our erstwhile Irish public representatives are reported to be planning a whole series of increases in taxes, together with cuts in public sector pay. The results could be alarming.
Recently, the OECD - those mandarins in Europe who cobble together fiscal recommendations for members of the European Union - suggested wide ranging government initiatives designed to curb public sector borrowings, while promoting (we hope) job creation. Those recommendations included everything from charging tuition for 3rd Level (university) attendance, to significant cuts in pay for public sector workers (read: teachers, police, firemen, nurses, and bureaucrats), to re-tooling the tax table to include more and more lower income workers in the tax net.
Should the government follow the OECD's lead, the shorter term outlook will probably result in: strikes, increased taxes, short-term economic deflation, a drop in total disposable income, and increased unemployment. However, and longer termed, the government here might finally find a formula that will lever Ireland out of its current economic difficulties, and toward a reasonably prosperous future.
For the past 10 years, the Irish economy - and the Irish themselves - have been living far beyond its means. While we may be taxed to the hilt, we were also some of the best paid people in Europe. The result was an 'irrational exuberance' that led to soaring debt as we all financed new BMW's, holiday homes, and global vacations. However, the Celtic Tiger proved to be just as fragile as any human being, and finally succumbed to a combination of domestic and international greed, as we all sought to feather our own nests.
All of us who live here have already had to tighten our belts as the economy has continued to sour. The coming budget will mean that we'll all have to tighten our belts further.
But by taking a bit more pain now, we may be in a position to offer our children and grandchildren a brighter future.
Monday, November 2, 2009
Ambulance Chasing Irish Style

Friday, October 30, 2009
Halloween - as Exported from Ireland

Monday, September 21, 2009
Why There's No Bad Guy in Ireland

Saturday, September 12, 2009
Remembering 9/11 - The Comfort of the Irish
I'm old enough that I remember when and where I was when John Kennedy was assassinated. I was sitting in my 2nd grade classroom at St Philomena's primary school in Des Moines, Washington. That's just south of SeaTac airport, for those of you with a geographic disposition. One of those tiny Tanoy speakers came on (every classroom had one) and the Reverend Mother told us what had happened. I was too young to understand, of course. But I do remember our teacher, Sister Raymond Francis, telling us to get down on our knees and say a prayer for the fallen president. I remember my knees hitting the hard linoleum floor, and for 60 seconds or so, thirty 2nd Graders said our Lord's Prayers and Hail Mary's, and when we were done we went back to work. We couldn't understand why the adults that cared for us were crying. Nor could I understand why, when I got home, my mother was wiping tears from her eyes. Now, of course, I understand.Yesterday was the 8th Anniversary of the attack on the World Trade Center. Like my memory of Kennedy, I'll always remember where I was on that day. I was at work. My wife rang me, telling me that it had been reported that a light plane had hit one of the Towers. I turned on the set that we had at the office, and by God she was right: smoke was pouring out of the building. I should explain that I used to fly light planes, and couldn't understand how any pilot would be stupid enough to hit a New York skyscraper. I put it out of my mind, then climbed in the car to visit a client.
A couple of hours later, I was sitting in a board room discussing something that I now forget with clients who were also friends. The door flew open. A secretary announced that one of the towers had collapsed. "One of them?" I thought. We rushed to a television. CNN was broadcasting live. I got there just in time to see the second tower collapse. And like everyone else in the world I suddenly realized what was going on: my homeland was under attack. People were dead. Innocent people. And in that moment I broke down and started to cry uncontrollably. The client that I was visiting - Teresa Maguire, and I'll never forget what she did for me - took me in her arms and let me sob, then led me back to the board room for a moment of quiet.
In that moment, the professional nature of our relationship changed. We were simply human beings who didn't understand too much.
Over the course of the next few days, I received constant visits by Irish neighbors and friends. All of them wanted to commiserate. To sympathize. To extend their heartfelt feelings of loss and support to me. They did so because I was their friend. I think they also did so because I was American, and in comforting me, they also extended comfort to the land of my birth.
Ireland has always had a special relationship with the United States. For hundreds of years, my homeland has extended comfort to the Irish. Thousands of Irish took the words carved on the Statue of Liberty to heart: they immigrated to the States: the tired, the restless, the poor, looking for the Light of freedom that was shining so brightly on that open door.
On September 11 2001 the Irish returned the favor, at least to this one Yank so far from home. They extended to me hearts of comfort and kindness; warmth and helpfulness. They let my wet tears of sorrow flow onto their comforting and broad shoulders.
I'll always remember where I was on September 11th. I was in Ireland. With a people who's hearts have an infinite capacity to comfort.
Thursday, September 10, 2009
The End of Free Higher Education in Ireland?
Meet my son Jonathan. Taken only yesterday, Jonathan is pictured having just received his BA in Irish and media studies (don't ask me where his penchant for Irish came from - certainly not from me or his mother!)